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Madlom Law Offices
will guide you through bankruptcy from start
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In all Chapter 7 and Chapter 13 filings, you must receive credit counseling from an accredited agency. The next step is to filing a petition, along with any supporting documents detailing your assets, debts, income and expenses. Additionally, you will need to attend a creditor's meeting, where you will be questioned under oath about your finances by your trustee and creditors.
To determine if you qualify to file for Chapter 7, you must first pass a means test. This test measures your income against the rest of the state, as well as your level of disposable income.
For Chapter 13 bankruptcy, a proposed repayment plan
must be submitted. This plan is developed during a credit counseling process.
The process of filing for bankruptcy can be a long and tedious affair. Get the ball rolling right away with help from Madlom
Law Offices. We have 25 years of experience helping
thousands of clients through bankruptcy and repairing their damaged credit. Give us a call today!